D. Rakshit & Associates · Kolkata, India

Your One-Stop Financial & Legal Advisory Partner

Practical, end-to-end advisory support across Healthcare, Banking & Finance, and Disputes—covering compliance, documentation, grievance redressal, regulatory interface, and case-specific support.

Advisory-led.  Confidential.  Scope-based engagement.

Practice Domains

Healthcare

Medico-legal risk, grievance redressal, MRD governance, regulatory compliance & inspection readiness.

Banking & Finance

Loan documentation, Banking Ombudsman escalation, dispute support & deceased claim guidance.

Disputes & Representations

Structured grievance strategy, defensible written responses & coordination with regulators.

35+

Years in Banking

15+

Years in Healthcare

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Why Choose Us

Why D. Rakshit & Associates

Most problems escalate because the institution responds late, responds inconsistently, or responds without aligning clinical facts, records, and legal positioning. We bridge that gap.

01

Cross-Domain Expertise

Healthcare + Banking + Disputes, with strong compliance and governance depth built over 50+ years of combined professional experience inside hospitals and banks.

02

Documentation-First Approach

Record accuracy, defensibility, and audit readiness built into every engagement—ensuring your submissions hold up under regulatory and legal scrutiny.

03

Authority-Ready Support

Structured responses for regulators, statutory bodies, and grievance forums—clinically accurate, legally defensible, and regulator-ready from day one.

04

Practical Execution Support

Not generic guidance—actionable drafting, coordination, and process strengthening. You know exactly what to do next at every stage of your matter.

"Advisory built on experience inside hospitals and banks—not just on paper. When your response must hold up under scrutiny, the difference is execution."

— Debabrata Rakshit, Founder & Principal Advisor

35+
Years in Banking
15+
Years in Healthcare Leadership
3
Practice Domains
50+
Years Combined Experience
Our Practice

Areas of Practice

End-to-end advisory support across three core domains — each grounded in documentation discipline, regulatory understanding, and execution-oriented guidance.

01
Healthcare Institutions

Healthcare

Medico-Legal, Grievance, MRD & Regulatory Compliance Advisory

For hospitals, nursing homes, diagnostic centres, and healthcare institutions navigating complex compliance, documentation, and regulatory landscapes.

Typical Support Includes

  • Medico-legal risk management and consumer matter support
  • Institutional compliance, regulatory adherence, and governance strengthening
  • Grievance redressal and conflict resolution with a medico-legal and compliance-led approach
  • Guidance on medico-legal documentation, clinical records, and MRD management
  • Preparation, vetting, and review of written submissions to statutory bodies and legal authorities
  • Liaison and coordination with regulatory/statutory/legal authorities during hearings and queries
  • Support during audits, inspections, legal reviews, and compliance assessments
  • Advisory assistance in recovery of medical claims under Government schemes and through TPAs
02
Individuals & Institutions

Banking & Finance

Banking Documentation, Consumer Grievance Pathways & Dispute Support

For individuals, families, small businesses, and institutions needing banking-process guidance, documentation support, and dispute resolution.

Typical Support Includes

  • Loan proposal creation and end-to-end documentation, compliance alignment, and sanction facilitation
  • Banking disputes and court matters — advisory support and documentation coordination
  • Banking Ombudsman / RBI grievance escalation support (complaints, responses, follow-ups)
  • Deceased account / deceased claim support — documentation, process guidance, coordination
  • Risk and compliance-led documentation review for sensitive cases and high-stakes representations
03
Organisations & Individuals

Disputes & Representations

Structured Dispute Handling & Defensible Written Responses

For organisations and individuals who need structured handling of disputes where documentation and response quality determine outcomes.

Typical Support Includes

  • Grievance and dispute strategy — fact mapping, documentation hygiene, and escalation planning
  • Drafting and review of representations and replies to statutory authorities and institutions
  • Coordination support for matters involving advocates, regulators, or multiple stakeholders
  • Audit/inspection-linked dispute readiness, including corrective action documentation

Note: Advisory support does not replace legal counsel. Court appearances, advocate fees, and statutory payments are not included in the engagement scope.

Discuss Your Matter

How We Work

Our Approach

He believes integrated advisory support—spanning grievance handling, medico-legal risk management, regulatory liaison, documentation governance, and inspection readiness—can materially reduce litigation and regulatory exposure, and allow leadership teams to focus on core outcomes.

01

Understand the Matter

Every engagement begins with a thorough review of the facts, records, and documents. We map the timeline, identify gaps, and assess the risk exposure before recommending any course of action.

02

Align Facts with Legal & Regulatory Reality

We bridge the gap between clinical or operational reality and what regulators, statutory bodies, or courts expect to see. Submissions are built to be clinically accurate, factually consistent, and legally defensible.

03

Build a Defensible Narrative

Documentation is structured to hold up under scrutiny—whether in a consumer forum, regulatory inspection, banking dispute, or grievance proceeding. Every written response is crafted with precision and purpose.

04

Execute with Coordination

Advisory does not stop at guidance. We coordinate with clinicians, MRD teams, administrators, advocates, and regulatory authorities as required—ensuring that the response is not only well-drafted but properly delivered.

05

Strengthen Systems for the Future

Beyond the immediate matter, we identify process gaps and documentation weaknesses that create recurring risk. Preventive advisory, SOP review, and compliance strengthening reduce the likelihood of future escalation.

Guiding Principles

What Underpins Every Engagement

📋

Documentation First

Record accuracy, defensibility, and audit readiness are built into every engagement—not added as an afterthought.

⚖️

Advisory-Led

Grounded in 15+ years of healthcare leadership and 35 years in banking—real-world experience, not theoretical frameworks.

🔒

Confidential

All engagements are handled with strict confidentiality. Sensitive matters are treated with the discretion they require.

🎯

Scope-Based

Engagement is defined upfront—retainer or case-based—so clients know exactly what is covered and what to expect.

Engagement Models

Flexible Structures.
Defined Scope.

Engagements are structured as a monthly retainer for ongoing advisory needs, or as case-based advisory for specific matters. Fees are finalised based on scope, complexity, urgency, and the level of coordination required.

Monthly Retainer: Ongoing advisory, compliance support, and response planning for institutions.
Case-Based Advisory: Focused support for a specific complaint, dispute, or regulatory matter.
Drafting & Submissions: Standalone drafting or vetting of formal written communications.
Audit & Inspection Support: Structured readiness review and coordination during inspections.

Engagement is advisory only. Court appearances, advocate fees, and third-party costs are not included.

What Clients Say

Testimonials

Trusted by institutions and individuals across healthcare, banking, and dispute matters.

Debabrata Rakshit brings rare clarity in complex situations. His responses are structured, clinically aligned, and strong enough to stand up to scrutiny.

Hospital Administrator

Kolkata

Healthcare
01
In regulatory and grievance matters, the difference is his discipline around documentation and timelines. It reduces risk and prevents escalation.

Senior Clinician

Multi-speciality Hospital

Healthcare
02
For banking documentation and dispute handling, his guidance is practical and outcome-oriented. You know exactly what to do next.

Client

Banking Services

Banking & Finance
03

Engagements are confidential. Testimonials shared with permission and represent individual experience. Results depend on the specific facts, documentation, and context of each matter.

Trusted By

Our Clients

D. Rakshit & Associates has provided advisory support to leading institutions across healthcare and banking — built on trust, documentation discipline, and outcome-oriented engagement.

Healthcare Banking & Finance
NH

Narayana Health

Healthcare

Multi-speciality & super-speciality hospital group — medico-legal, compliance, and grievance advisory support.

CB

Canara Bank

Banking & Finance

Banking documentation, dispute handling, and compliance-led advisory support.

SBI

State Bank of India

Banking & Finance

Banking grievance pathways, documentation review, and regulatory correspondence support.

PH

Peerless Hospital

Healthcare

Healthcare institutional advisory — regulatory compliance, MRD governance, and audit readiness.

Confidential. Scope-Based. Outcome-Oriented.

Every engagement is handled with strict confidentiality. Advisory support is scoped to the specific matter — whether retainer-based or case-specific — ensuring focused, defensible outcomes for institutions and individuals alike.

Sectors Served

Multi-speciality Hospitals Super-speciality Hospitals Nationalised Banks Nursing Homes Diagnostic Centres Individual Clients

Get In Touch

Contact Us

To receive a scope-based proposal, reach out with the type of support required, current context, and expected timelines. All engagements are handled with strict confidentiality.

Office Address

Flat 2B, Block A, KrishnaKaveri Apartments,
122 Ruby Park (E),
Kolkata 700078, India

Phone / WhatsApp

+91-9433024608

Available for calls and WhatsApp

Email

drakshit@ymail.com

Responses within 1–2 business days

Engagement Model

Retainer or case-based. Fees finalised case by case based on scope, complexity, and timelines. All engagements are strictly advisory and confidential.

Request a Scope-Based Proposal

Share the following to help us respond accurately

01

Type of Support Required

Retainer (ongoing) or specific matter (case-based). Healthcare, Banking & Finance, or Disputes.

02

Current Context & Urgency

Brief description of the situation, any pending deadlines, or regulatory timelines involved.

03

Expected Volume & Timelines

Estimated scope, frequency of support needed, and key milestones or hearing dates.

04

On-Site or Remote Support

Whether physical presence is required at your location or remote advisory is sufficient.

Advisory-led · Confidential · Scope-based engagement